Recent estimates suggest that as many as one million borrowers have lapsed or will lapse onto their lender’s expensive default mortgage rate this year. It makes sound financial sense to make sure you are on the most competitive deal for your circumstances.
An ageing Baby Boomer generation is expected to pass on a staggering £5.5 trillion1 to younger generations over the next 30 years in what has been called ‘the great wealth transfer.’ Have you considered how you would like your heirs to benefit from your legacy, or whether you could afford to gift some wealth during your lifetime?